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Fee & Rates

Rates

Account TypeInterest Rate1
Savings
Balances from ₱0 to 350,000 - 4.5% p.a.
Balances in excess of ₱350,000 (or from ₱350,000.01) and above - 3% p.a.
1 Subject to SeaBank’s Terms of Service.

Fees

Fee TypeAmount2
Transfer to SeaBank accounts
Free
Transfer to other banks/e-wallets via InstaPay and PESONet
Up to 15 free transfers per week.
₱15 processing fee for each additional transfer.
Deposit via Linked Accounts
Up to 3 free cash-ins per week.
₱8 processing fee for each additional cash-in
Bills Payment
Fees vary depending on the biller
Linked Shopee Account Payment
Free
2 Fees may change according to the Bank’s internal policies and/or external regulations

Transaction Limits

Transfer TypeMin AmountMax Amount (Per Transaction)Max Amount (Daily)3,4
Transfer to SeaBank accounts
₱1
₱1,000,000
₱1,000,000
Transfer to other banks/e-wallets via InstaPay
₱1
₱50,000
₱1,000,000
Transfer to other banks/e-wallets via PESONet
₱1
₱1,000,000
₱1,000,000
Linked Shopee Account Payment
₱1
₱100,000
₱100,000
3 All outgoing transfers count towards the Daily Transaction Limit
4 No limits for Incoming Transfers
Deposits are insured by the PDIC for up to P500,000 per depositor. For any questions, please call SeaBank's Customer Service Hotline at (+632) 8891 7927. SeaBank Philippines Inc. (A Rural Bank) is regulated by the Bangko Sentral ng Pilipinas, with website: www.bsp.gov.ph.